The resilient payment gateway built for Nigerian businesses. Process cards, bank transfers, and social payment links with 99.9% uptime.
Cards (Verve, Mastercard, Visa), Bank Transfer (Virtual NUBANs), and USSD. Accept payments however your customers prefer to pay.
Automatic failover between processors. If one fails, traffic routes to backup instantly. Circuit breakers with health-score-based selection.
Generate payment links shareable on WhatsApp and Instagram with rich previews. OpenGraph meta tags for beautiful link cards.
T+0 and T+1 settlements via NIBSS NIP with automated ₦50 levy handling. Real-time balance tracking with double-entry ledger.
This API is running right now. Click a button to interact with the live backend.
// Response will appear here...
Integrate in minutes with our clean RESTful API. Full SDK support and comprehensive documentation.
// Initialize a payment with SentopPay const response = await fetch('https://sentoppay.link/v1/transactions/initialize', { method: 'POST', headers: { 'Authorization': 'Bearer sk_live_your_api_key', 'Content-Type': 'application/json', 'Idempotency-Key': 'unique-request-id' }, body: JSON.stringify({ amount: 500000, // ₦5,000.00 in kobo currency: 'NGN', customer_email: 'customer@example.com', payment_method: 'card', metadata: { order_id: 'ORD-12345' } }) }); const data = await response.json(); // { status: true, data: { reference: "TXN_abc123", authorization_url: "..." } }